STEP 1. Contact New West Credit Consultants by calling 800.900.7481, by e-mail, or by completing our easy on-line Sign Up Form.

STEP 2. Obtain Your Credit Reports. With your authorization we obtain a copy of your credit reports ordered directly from the 3 Major Credit Bureaus (also called Credit Reporting Agencies or CRA’s). When you receive the reports all you have to do is mail us the original copies.

STEP 2. Credit Reports Analysis. Each credit file is different and unique. Upon initial receipt of your files, we perform an analysis of your specific report and calculate relevant factors such as your Debt to Credit Ratio, High Credit Limit and other factors which affect your credit score.

STEP 3. Verification Process. Our first 30 day cycle is a Verification Process directed at the 3 Major Credit Reporting Agencies. You will receive an updated report approximately 30 days later showing the positive changes made to your report. As you receive the updated information, simply mail these reports to us and we will enter our 2nd cycle.

STEP 4. Validation Process. The second and third 30-day cycles involve a Validation Process which is directed at the actual Creditors. The process is perfectly legal and follows the laws of the Fair Debt Collection Practices Act. Follow through is essential. We expect to draft approximately 35 to 40 documents. Persistence and tenacity is what yield results.

STEP 5. Education. We help to educate you on the major factors used in improving your credit score. It is imperative for your long term credit worthiness to understand the basics of the complex “algorithm” or mathematical model that is used to calculate your credit score.